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The more years you possibly can go with out making a claim, the larger the discount can be at renewal. For instance, an insurer might provide you with a 30%-40% low cost if you happen to can go with out claiming for the first year of your coverage and then give you an additional 10% low cost in the event you can repeat the trick in your second yr. However, an accident is still prone to see your premium rise, regardless of the impression of your low cost.
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